Finance for Forest Lodge Purchases in 2026

The dream of owning a holiday lodge, tucked away amongst the whispering trees of a forest, is a powerful one. It speaks of a soul-soothing escape from the everyday, a personal sanctuary where nature sets the pace. As UK staycations continue to capture our hearts, the vision of a private woodland retreat in a breathtaking location like Green Hill Farm Holiday Village in the New Forest has become a cherished aspiration for many. We understand, however, that the practicalities of financing such a dream can feel like a daunting hill to climb. This guide is here to map out the path, showing you how to finance a forest lodge or holiday home purchase in woodland areas. Here at Lovat Parks, we believe that slice of woodland paradise should be within everyone’s reach.

Understanding Your Finance Options for a Woodland Holiday Home

It’s important to know that financing a holiday lodge is quite different from getting a standard residential mortgage. The financial products are specially designed for leisure properties, which aren’t intended to be your primary home. Getting to grips with the different routes available is the first, most crucial step towards making a decision that feels right for you.

Cash up front

Some of our owners choose to fund their holiday home purchase entirely with their own money, whether that’s through savings, inheritance, or the sale of another property. Paying in cash can be a simple and stress-free option, allowing you to complete your purchase quickly and start enjoying your new home-away-from-home even sooner.

Specialist Lodge Finance

A more direct and often simpler route, which we frequently help our new owners with at Lovat Parks, is through financing. The beauty of this method is that it’s often arranged directly through the park, streamlining your entire purchase journey. One of its greatest advantages is the flexibility with deposits; With deposits starting from just 20% and a 9.9% APR through Santander, it’s a flexible way to make your dream holiday home a reality.

Your Steps to Owning a Lovat Parks Forest Lodge

We truly believe the journey to owning your dream lodge should be as peaceful and exciting as the holidays you’ll spend there. At Lovat Parks, we’ve tailored our process to be simple, clear, and stress-free, supporting you from the moment you choose your perfect woodland view to the day you get your keys. Your adventure can begin right now by exploring our range of lodges and holiday homes for sale.

Step 1: Discover Your Perfect Woodland Retreat

Our parks are nestled in some of the UK’s most magnificent natural landscapes, with our New Forest location offering an especially enchanting woodland experience. We have a beautiful collection of high-quality, fully-furnished new and pre-owned lodges to suit every style and budget. We encourage you to wander through our available homes and imagine the life that awaits. To get a real taste of the lifestyle here, you can explore some of our owner stories.

Step 2: Explore Flexible Finance Options

Our wonderful on-park teams are here to offer their expert guidance as you navigate the financing process if you choose to go for the Santander financing route, which allows us to help you find a package that spreads the cost in a way that feels comfortable for you. We can walk you through the application and answer any questions you might have. For more general information, our FAQs page is another helpful resource.

Making Your Woodland Dream a Reality in 2025

Owning a forest lodge is an achievable dream. As we’ve explored, there is a whole spectrum of finance options—including accessible low-deposit solutions—ready to help you turn that dream into a reality. The key to a smooth and successful purchase is doing your research, having a clear picture of your finances, and partnering with experts who can guide you with a friendly hand.

We can’t wait to welcome you. Take the next step towards owning your perfect holiday home tucked away in tranquil woodland and explore our Luxury UK Lodges, Caravans & Holiday Homes for Sale today.